The Doc Is In!

Researching the best products to purchase your dream home?

Looking to leverage the investment in your property?

Need to strengthen your position to retire comfortably?

Let a certified and licensed expert in loan processes sort through the chaos!

With over 20 years of serving Orange County families and businesses, let Tom tell you about the latest programs and products that will meet your needs!

Tom the Loan Doc can cure your fears and help you find a remedy that will ultimately secure your homeowner dreams and goals.

Ask the Doc!

Call the Loan Doc and learn how Tom can guide you through your options.


About Tom

Get to know the man in the white jacket!

Born in Austria, son of Hungarian Refugees who came to US Feb 4 1958. He has a sister that was born in October 1960 and they lived in Ohio until April 1965.

The family moved to the San Gabriel Valley where Tom and his sister attended most if their school years. Tom graduated from UCLA in 1981 – the same year he met his bride, Diane….the luckiest and best thing that ever happened to him.

Tom enjoyed a successful career at Builder’s Emporium for 17 years, until the company closed it’s doors after the new decade. Being a very social man, he still misses the people, the work and the industry from those days.

Tom and Diane and have lived in San Clemente since 1995.  They have three adult children launched!  Entering the “empty nest” phase.  Tom and Diane are really home body folks.  They enjoy traveling by car around California. They have  a goal of seeing all of the Missions.  Tom would love to get to every Major League Ballpark some day.

Having the need to change careers in 2001, Tom placed all his focus on the mortgage business…September 10, 2001 as matter of fact was his first loan!!! He has since written hundreds of loans, made tons of friends out of clients with his understanding of the process and ability to guide one through the obstacles – and has put roofs over Orange County’s head for over 20 years!


What do Tom’s clients have to say about the Loan Doc?

“Last year, my husband and I were in such bind when college was nearing the corner. Tom came to us with a loan alternative that provided an account that accrued interest AND reduced our monthly mortgage payment! We couldn’t have met the tuition requirements without Tom the Loan Doc!”

Tamara, San Diego, CA

“Tom really is a doc! He was able to diagnose our financial problems and determine the correct remedy for out situation! He saved our lives!”

Jodie, Mission Viejo, CA

“Tom was so wonderful at explaining my options, sorting through the different loans and finding the perfect loan that met my needs for today! I have a new reverse mortgage that will allow me to enjoy my life worry-free…and still have something to pass along to my kids. Win-win at its finest!”

Mary Lou, Laguna Woods, CA

“The time was right for us to make some necessary and ‘wish list’ improvements to our home – not to sell, but rather to stay for the long haul. Tom found us a great new mortgage that allowed us to not only begin construction, but to afford the new upgraded appliances my wife dreamed of owning. Our family can now grow in the house we love! Thanks Tom!

Michael, San Clemente, CA

Independent Bankers Mortgage

Independent Bankers Mortgage is a licensed mortgage banking firm approved to do business in six states, California, Colorado, Idaho, New Mexico, Oregon and Washington. We operate as both a direct lender and broker to give our customers all the advantages and options available when looking for a real estate loan. Our loan specialists are experienced and highly qualified mortgage professionals with the expertise and integrity to get our customers the best loans no matter what their situation. If we can’t fund the loan through one of our many investors, who mostly specialize in conventional mortgages, we can broker those hard to place and difficult loans through one of more than twenty lenders we are approved with.

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Contact The Doc:

Tom Gyepes
NMLS#: 275056
DRE#: 1320203

  • 647 Camino de Los Mares, Suite #234
    San Clemente, CA 92673

  • Toll Free (866) 245-5971